More
Plans and limits
What the Free plan includes, what Pro removes and adds, what happens when a team reaches a limit or goes back to Free, and how to upgrade.
Every team is on one of two plans. The Free plan is a complete ledger for as long as you like, with no card. Pro removes the Free plan's limits and adds the planning and team features. A plan belongs to a team, not to a person, so each team you belong to has its own. For what Pro costs today, see pricing.
What each plan includes
| Free | Pro | |
|---|---|---|
| Currencies, transactions, transfers and tags | Unlimited | Unlimited |
| Accounts per team | 3 active accounts | Unlimited |
| Members per team | 2, counting the owner | Unlimited |
| Free teams per user | 1 | Unlimited |
| Months of history | The last 6, counting the current one | Unlimited |
| AI assistant access (MCP) | Included | Included |
| Member roles | Not included | Included |
| Budgets | Not included | Included |
| Recurring transactions | Not included | Included |
| Activity log | Not included | Included |
How the limits work
- Accounts. Only active accounts count. Deactivating an account frees a place, and reactivating one needs a free place.
- Members. Once a Free team has 2 members, no more can be invited until it moves to Pro.
- Free teams. A person can belong to one team on the Free plan, whether they created it or joined it. Creating another team needs one of them on Pro; accepting an invitation is never blocked by this limit.
- History. The transactions list, the export, the dashboard and the monthly report show the last 6 months. Older transactions are never removed and still count in every balance; Pro shows them again.
Reaching a limit never stops you from recording money. When an action needs Pro, Contamos says so and offers the upgrade instead.
Going back to Free
Moving a team from Pro back to Free deletes nothing:
- Accounts and members over the Free limits stay; the team just cannot add more.
- Budgets are kept but hidden, and come back as they were on Pro.
- Recurring rules are kept but stop recording, and the dates missed in the meantime are skipped.
- Everyone except the owner acts as an Admin, and their roles come back on Pro.
- The activity log keeps recording, and shows again on Pro.
Upgrading to Pro
Any member can see what Pro includes from Upgrade to Pro, wherever a Pro feature or a limit appears. Only the team's owner can subscribe: from Billing in the sidebar, the owner picks a monthly or yearly cycle and pays through Paddle, which handles the payment and the invoice.
From Billing the owner can also manage the subscription, update the payment method and download invoices. Cancelling keeps Pro until the end of the period already paid for. See the refund policy for how refunds work.